What do we insure?

The Great Lakes State is home to the third most boat registrations in the country (behind Florida and Minnesota), and if you happen to own a boat or personal watercraft then you should consider a high quality, comprehensive insurance policy to protect you and your watercraft from loss. We're able to insure many different types of watercraft, including:

  • Bowriders
  • Deck Boats
  • Jetskis &
  • Personal Watercraft
  • Bass Boats
  • Pontoons
  • Speedboats
  • Sailboats


Our boat and personal watercraft policies can cover physical damage, liability, and medical payments to others so that if a loss occurs your out-of-pocket expenses are limited. Coverage for your watercraft can be supplemented by adding optional endorsements on your policy to further protect yourself loss.

Here are a few examples of endorsements our clients utilize to make sure their properly covered:

replacement cost on Personal effects

Pays up to the coverage limit to replace personal property on board like sunglasses, cameras, cell phones, tablets, and scuba gear that become damaged, stolen, or lost, and at full cost.

Emergency Assistance & On-Water Towing

Consider this "boat-side assistance." This pays for on-water towing, fuel delivery and soft un-groundings if your boat becomes disabled on the water.

Fishing & Sports Equipment Coverage

Pays full replacement cost, up to the coverage limit, on fishing rods, reels, tackle boxes, and your other fishing equipment in the event that your items are damaged, stolen, or even fall off your boat.